Prescott Homes with Conventional New Financing

Welcome to Prescott, Arizona—an enchanting city nestled in the heart of Yavapai County, renowned for its stunning natural beauty, rich history, and vibrant community spirit. With its charming downtown area, Prescott boasts a delightful mix of historic architecture and modern amenities, making it an ideal destination for those seeking both adventure and tranquility.

Prescott is often celebrated for its mild climate, characterized by four distinct seasons, allowing residents to enjoy year-round outdoor activities. From hiking the scenic trails of the Prescott National Forest to exploring the picturesque lakes and rivers nearby, outdoor enthusiasts will find endless opportunities for adventure. The city is also home to numerous parks and recreational areas, perfect for family picnics, leisurely strolls, or simply soaking in the breathtaking views.

When it comes to housing, Prescott offers a diverse array of options tailored to meet the needs of every buyer. With conventional new financing available, prospective homeowners can explore a variety of modern homes that blend comfort with contemporary design. Whether you're looking for a cozy cottage or a spacious family residence, Prescott's real estate market has something for everyone.

In addition to its stunning homes, Prescott is known for its thriving arts scene, eclectic dining options, and friendly neighborhoods, making it a wonderful place to call home. With a strong sense of community and a commitment to preserving its unique heritage, Prescott invites you to discover the charm and warmth of this remarkable city. Come and explore your future in Prescott, where the mountains meet the sky and your dream home awaits!

Newest Prescott Homes with Conventional New Financing

$1,250,000

5 Beds ⋅ 6 Baths ⋅ 7080616 MLS ⋅ 4,076 SqFt.

SPACE, PRIVACY & AN EXCEPTIONAL ACREAGE LIFESTYLE! Set on an expansive property with sweeping views, this impressive home offers the rare combination of refined living, usable land, incredible storage and room for all your vehicles and recreational toys. Step inside to a grand living room and formal dining area before entering the heart of the home. Enjoy a spacious family room with fireplace, casual dining nook and beautifully appointed kitchen featuring abundant cabinetry, generous counter space and a large center island perfect for entertaining. Designed to embrace the surrounding landscape, the home offers expansive covered patios and decks where privacy and panoramic views take center stage. Tongue-and-groove ceilings, beautifully maintained decking and railings, and a dedicated grilling area with built-in BBQ create an incredible setting for outdoor dining, entertaining and Arizona sunsets. The oversized primary suite is a true retreat, complete with a corner fireplace, sitting area, large walk-in closet and spa-inspired bath with dual vanities, walk-in shower and soaking tub. An additional bedroom, full bath and exceptionally spacious laundry room complete the main level. The lower level provides outstanding flexibility with a second family room, THREE additional bedrooms and an impressive amount of storage beneath the home. Direct access to the backyard makes this level ideal for guests, extended family, hobbies or additional living space. The property includes extended acreage on a separate parcel behind the home, enhancing both privacy and elbow room. Vehicle access on BOTH sides of the property provides exceptional space for RVs, trailers, boats, off-road vehicles and additional parking. For those dreaming of an even larger acreage lifestyle, the sellers also own a nearby parcel just a stone's throw away that allows horses and may be available for separate purchase. This is more than a large home--it's a private Arizona retreat offering SPACE, VIEWS, ACREAGE and the freedom to enjoy the lifestyle you've been looking for.

3305 Charla Drive, Prescott

$410,000

2 Beds ⋅ 1 Baths ⋅ 7080593 MLS ⋅ 901 SqFt.

Bursting with historic Prescott charm, this cute-as-a-button home puts you just an easy stroll from the heart of downtown! Hardwood floors inside, while the inviting outdoor spaces offer the perfect place to relax, entertain, or simply enjoy Prescott's four seasons. Unbeatable proximity to downtown shops, dining, events, and the Courthouse Plaza. Ample storage and dedicated workshop space provide plenty of room to tinker, create, and tackle your next project. Charming, comfortable, and all about location, location, location, 207 Congress Ave is a special little slice of Prescott!

207 Congress Avenue, Prescott

$699,900

3 Beds ⋅ 2 Baths ⋅ 7080308 MLS ⋅ 2,278 SqFt.

Welcome to 2893 Brooks Range, where Prescott living comes with a view. Set in the highly desirable Prescott Lakes community, this spacious two-story home offers approximately 2,278 square feet, 3 bedrooms, 2 bathrooms, and the perfect blend of comfort, character and Arizona lifestyle on a corner lot. Step inside to soaring ceilings, abundant natural light and an open, inviting floor plan designed for both everyday living and entertaining. The heart of the home brings the living, dining and kitchen spaces together, anchored by a cozy fireplace and surrounded by generously sized rooms that give you the flexibility to truly make the space your own. But the showstopper is upstairs. Step onto the private upper deck and take in beautiful views of Granite Mountain. Morning coffee, a glass of wine at sunset or simply watching Prescott's seasons change, this is the kind of outdoor space that reminds you exactly why you chose to live here. Outside, mature landscaping frames the home while a welcoming covered entry adds instant curb appeal. Out back, the expansive covered patio creates another incredible space for outdoor dining, entertaining or relaxing in Prescott's beautiful four-season climate. An attached two-car garage provides additional room for storage, hobbies or even a home-gym setup. And then there's the location. Living in Prescott Lakes puts shopping, dining, recreation and historic Downtown Prescott within easy reach, all while surrounding you with the scenery and lifestyle that make Prescott one of Arizona's most desirable places to make your home. Enjoy the endless amenities of Prescott Lakes including Prescott Arizona's premier private golf club. Experience the perfect blend of exquisite dining, delightful companionship, and exciting recreation. Featuring a championship Hale Irwin-designed 18-hole golf course and a state-of-the-art Athletic Center with indoor and outdoor pools, tennis and pickleball courts, and 35 invigorating aqua fit and aerobic classes weekly, there's something for everyone. Indulge in delectable cuisine with breathtaking views at The Grille. This is the perfect place to satisfy all your social, active, and culinary needs. The Club at Prescott Lakes, where you belong. Come for the house. Stay for the views. Fall in love with the lifestyle.

2893 Brooks Range --, Prescott

$790,000

3 Beds ⋅ 3 Baths ⋅ 7080167 MLS ⋅ 1,961 SqFt.

This beautifully renovated home in the highly desirable community of Creekside at Prescott Lakes features a thoughtfully designed floorplan with a grand master suite , spacious guest bedroom and a good sized den/office (potential third bedroom?). Enter through an inviting foyer to a welcoming great room featuring a meticulously planned kitchen set around a large island with seating , comfortable living room with a gas fireplace and a distinct dining area. Exit into the manicured back yard with open and covered patios and an outdoor fireplace. Enter the home from the two car garage through an ample laundry room. This home features new interior paint, new flooring, all new granite countertops, new plumbing fixtures and lighting and much more! Professional photos coming soon!

1227 Pebble Springs, Prescott

$1,700,000

4 Beds ⋅ 4 Baths ⋅ 7080076 MLS ⋅ 3,116 SqFt.

Completed in 2022, this exceptional custom home in Prescott's prestigious Ranch at Prescott offers views, a 3,116 sq. ft. split floor plan, 4 bedrooms, 3.5 bathrooms, a den, media room, mud room, and an approximately 1,000 sq. ft. 3-car garage. The homeowners carefully selected this premium homesite for its sweeping panoramic views across the surrounding hills and distant trees to Granite Mountain. Modern, high-quality finishes and fixtures bring elegance, warmth, and character throughout, while expansive windows frame the scenery from the great room, kitchen, primary suite, and media room. Sold fully furnished with the majority of the high-end furnishings shown in the photos included, this custom residence offers a remarkable combination of setting, design, and move-in-ready ease! The homesite was chosen with intention before the residence was designed and built, taking full advantage of its orientation, elevation, and long-range scenery. The result is a home that feels distinctly connected to its surroundings, with abundant natural light and carefully positioned living spaces that allow the landscape to become part of everyday life. Inside, the advantages of recent custom construction are apparent in the details. The homeowners selected sophisticated modern finishes, quality fixtures, and clean architectural elements that feel current without being overly trendy. The open great room brings the kitchen, dining, and living spaces together in a comfortable setting for both everyday living and entertaining, while the home's thoughtful design balances its polished appearance with a warm, inviting atmosphere. The floor plan extends well beyond its 4 bedrooms and 3.5 bathrooms. A dedicated den off the foyer provides valuable workspace, lounge, or retreat, while the media room creates a separate destination for movies and relaxed evenings at home, and a mud room adds everyday functionality. The approximately 1,000 sq. ft. 3-car garage is equally impressive, providing considerably more room than a typical three-car garage along with an EV charger, and space for storage. Don't miss the mechanical closet within the garage where you'll find the TWO tankless water heaters. One of the home's standout spaces is the expansive covered back patio. Its dramatic vaulted roofline adds architectural interest while allowing the patio to remain open and airy, providing substantial protection from the elements without the enclosed feeling that can come with a lower patio roof. Finished with pavers and generously proportioned for multiple seating areas, patio furniture, and a firepit, it creates an exceptional outdoor gathering space with plenty of room to spread out, entertain, dine, or simply enjoy the Prescott setting. The patio is even pre-wired for a hot tub, so it's ready for even more relaxation! Beyond the patio, the turf backyard provides an attractive, easy-to-maintain area with plenty of space for Fido to run and play. Together, the patio, yard, surrounding hills, and distant views create an outdoor environment that feels peaceful and wonderfully removed from the pace of daily life. That feeling of escape is especially compelling because convenience is remarkably close. Costco, shopping, restaurants, and everyday necessities are approximately five minutes away, while Prescott's historic Courthouse Square and downtown district are just a short drive from home for locally owned restaurants, shops, galleries, community events, and the character of historic Prescott. The Ranch at Prescott is known for its distinctive custom homes and beautiful hillside setting, and 164 Morning Glow represents an especially difficult combination to replicate: recent 2022 construction, a premium homesite, exceptional views, sophisticated custom finishes, a highly functional single-level floor plan, an enormous covered outdoor living area, an oversized 3-car garage, and the added convenience of being offered fully furnished. It is the kind of property that feels comfortably removed from the world when you're home without actually being far from anything.

164 Morning Glow Way, Prescott

$675,000

3 Beds ⋅ 2 Baths ⋅ 7080071 MLS ⋅ 1,886 SqFt.

MUST SEE HOME on a peaceful cul-de-sac! Perfectly sited on .48 acres, this 3 bedroom, 2 bath, 1,886 sq ft home offers privacy, curb appeal, and room to spread out. Vaulted ceilings and a wall of high windows fill the great room with natural light, anchored by a cozy corner fireplace. The split floor plan offers a private primary suite, while a formal dining room and cheerful breakfast nook give you flexibility for everyday living and entertaining alike. Step outside to a fully fenced backyard featuring a covered, pergola-shaded patio with low-maintenance artificial turf -- ideal for pets, play, or simply relaxing outdoors. Beautifully landscaped grounds wrap the property front and back, showcasing mature trees, flowering shrubs, and natural rock accents throughout. A generous driveway prov

746 Panicum Drive, Prescott

$739,000

3 Beds ⋅ 2 Baths ⋅ 7078597 MLS ⋅ 1,790 SqFt.

Attention HOME Shoppers.....Here is a lightly lived in 2024 build by Woodside Builders, with Obvious Pride of Ownership in the Fabulous Granite Dells Estates Subdivision featuring a Large CORNER LOT, Excellent Curb Appeal with Brick Accents, Inviting Covered Front Porch, Superior Landscaping & VIEWS of Mingus/San Francisco Peaks!!! This home has 1790 Square Feet with 3Bedrooms, 2Bathrooms, Extended 2CarGarage, GREAT ROOM Concept, Plantation Sutters throughout, Luxury Wood Plank Vinyl, & Gas Fireplace. The Kitchen is well appointed with Beautiful Birch Cabinetry, Quartz Countertops, Stainless Steel Appliances (w/Fridge Conveying), Subway Tile Backsplash, Under Cupboard Lighting, Soft Close Drawers, Gas Cooktop, Large Walk in Pantry, & ISLAND Sink with Breakfast Bar. Master/Primary... Bedroom is Spacious with Curb-less SNAIL Shower with Tile Surround, Dual Segregated Sinks, has a Large Walk-In Closet, & you can enjoy VIEWS from the Master. Additional features include Laundry Room with Storage Closet & Upper Cabinetry (Washer/Dryer Conveying), Gorgeous EPOXY Floor in Garage, Tankless Water Heater, Water Softener, Extended/Covered Paver Patio, Open Paver Patio, Paver Driveway/Walkway, Paver front Porch, & the 3rd Bedroom is currently being used as an Office/Den. This is a Show Stopper so Do Not Miss the Opportunity!!!!!

5237 Meandering Trail, Prescott

$785,000

3 Beds ⋅ 2 Baths ⋅ 7078594 MLS ⋅ 2,230 SqFt.

Come for the Granite Mountain views. Stay for the way this home lives. Set on an elevated homesite in The Summit at Prescott Lakes, this beautifully finished custom home pairs sweeping mountain scenery with thoughtful design, extensive smart-home technology and inviting indoor-outdoor living. Picture windows frame the views from the great room, while the kitchen features an oversized granite island, custom cabinetry and stainless appliances. Outside, enjoy an extended paver patio, pergola, fire pit, artificial turf and lush landscaping. A spacious 2.5-car garage adds room for storage and toys. Enjoy Prescott's four-season lifestyle plus Prescott Lakes pools, fitness, tennis and pickleball; golf membership available separately.

825 Mines Pass Pass, Prescott

$485,000

2 Beds ⋅ 1 Baths ⋅ 7077946 MLS ⋅ 1,460 SqFt.

Private place in the pines of the Prescott National Forest. Meticulously maintained all log home sits on 1.16 acres bordering BLM land. This stunning 2bd/1ba home has potential for additional square footage in the unfinished walkout basement. Enjoy the stunning views from large deck. In the evenings, cozy up next to the wood stove in the family living area. From your kitchen window you're likely to spot creatures of the forest passing by. The main level offers one bedroom, full bath, living, family room and kitchen. The upstairs loft has plenty of room for sitting/game area and sleeping quarters. Get away from it all - bring your off road toys or take a stroll to the creek adjacent to property. Completely escape at home and still be only a short drive from Courthouse Square!

2800 E Yegan Drive, Prescott

$420,000

2 Beds ⋅ 2 Baths ⋅ 7077725 MLS ⋅ 1,179 SqFt.

Charming 2-bedroom, 2-bath home situated on a corner lot in a convenient Prescott location! Built in 1965, this single-level home features fresh interior paint, new flooring, natural gas and central air conditioning. The property offers beautiful mature trees and natural boulders that add to its classic Prescott setting. Relax on the covered back patio and enjoy Prescott's four-season climate. NO HOA! Located just minutes from historic downtown Prescott, the hospital, shopping, dining and nearby hiking trails. A great option for a full-time residence, second home or Prescott getaway.

1841 Forest Meadows Drive, Prescott

$530,000

4 Beds ⋅ 3 Baths ⋅ 7077514 MLS ⋅ 2,782 SqFt.

Seller will consider all offers and concessions with an acceptable offer. Beautiful 4-bedroom, 3-bath home in peaceful Chino Valley. Enjoy comfortable living spaces, a tranquil setting, and the beauty of northern Arizona. A great opportunity to make this home your own!

4655 W Hidden Canyon Road, Prescott

$175,000

7077452 MLS

Discover the perfect blend of tranquility and convenience with this beautiful 1-acre lot in the heart of Prescott. Nestled in a serene setting, this parcel offers the ideal canvas for your dream home while being just minutes away from downtown's vibrant shops, restaurants, and local attractions. Enjoy the peace of the pines, with ample space for gardening or outdoor activities, and the natural beauty of Arizona's landscape. With easy access to hiking trails and recreational areas, this location is perfect for nature lovers. Electricity is readily available, and the gentle terrain makes for easy building. Don't miss this rare opportunity to own a piece of Prescott paradise! The parcel also has the potential to be split.

1789 Idylwild Road Unit 50, Prescott

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.