Chino Valley Homes with VA Loan New Financing

Chino Valley Homes with VA Loan New Financing

Welcome to Chino Valley, Arizona – a hidden gem nestled in the heart of Yavapai County. This charming town, just a short drive from the bustling city of Prescott, offers a perfect blend of serene rural living and modern conveniences. With its picturesque landscapes, friendly community, and a rich history, Chino Valley is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle surrounded by nature.

Chino Valley boasts a variety of outdoor recreational opportunities, from hiking and biking trails to horseback riding and fishing in nearby lakes. The town is known for its stunning views of the Bradshaw Mountains and the expansive Arizona sky, making it a haven for nature lovers and outdoor enthusiasts alike. Additionally, the community hosts numerous events throughout the year, fostering a strong sense of camaraderie among its residents.

For those considering a move to this beautiful area, you’ll be pleased to know that Chino Valley is welcoming to veterans and active military members. Homes in the region are eligible for VA Loan New Financing, making it easier for those who have served our country to find their dream home. This financing option offers significant benefits, such as no down payment and competitive interest rates, making homeownership more accessible than ever.

Whether you’re looking for a cozy family home or a spacious ranch-style property, Chino Valley has a diverse range of real estate options to suit your needs. Embrace the charm of small-town living while enjoying the comforts of modern amenities. Discover your new home in Chino Valley, where the spirit of community and the beauty of nature await you!

Newest Chino Valley Homes with VA Loan New Financing

$438,500
4 Beds ⋅ 3 Baths ⋅ 7074165 MLS ⋅ 1,902 SqFt.
EXCEPTIONAL VALUE in this rare 4 bed 3 bath home! The home sits where city amenities meet rural lifestyle in one of Chino Valley's premier subdivisions with low HOAs. Main level features an open floor plan ideal for entertaining that flows to the fully enclosed backyard bringing indoor and outdoor living together. The kitchen has tile counters, full pantry, and space for an island. One bedroom and bath on the main level that could be used as a 4th bedroom office den study guest bedroom. The second level offers two bedrooms, one is oversized with walk in closet great for hobby space, 2nd living space or larger bedroom. The primary suite is also on second level with walk in closet. Save on utilities with the owned solar. The roof replaced in 2021. Water heater is also new in 2026.

1441 Taft Avenue, Chino Valley
$679,000
4 Beds ⋅ 3 Baths ⋅ 7073960 MLS ⋅ 2,475 SqFt.
Welcome to this beautifully updated 2,475 sq. ft. home, where modern comfort meets peaceful country living. Updated in 2023, this 4-bedroom, 3-bath home features a desirable split floor plan, beautiful wood and tile flooring, and an abundance of natural light throughout. The open-concept living areas feel bright and welcoming, while the fully remodeled kitchen and updated bathroom add a fresh, modern touch. Situated on nearly 3 fully fenced acres, this property offers the space and freedom to enjoy the country lifestyle, complete with pasture, animal pens, established gardens, fruit trees, and plenty of usable outdoor space. Panoramic mountain views create a beautiful backdrop from nearly every direction. A major highlight is the private 20+ GPM well, providing an impressive water supply without the worry of municipal water. For added peace of mind, the property also includes a transferable 40-month warranty covering the home, well, and septic. With thoughtful updates, beautiful natural light, usable acreage, mountain views, and a warm, welcoming feel, this property offers that hard-to-find combination of comfort and country living. Whether you're looking for room for animals, gardens, outdoor living, or simply more space to call your own, this home is ready to be enjoyed. I especially like leading with the 2023 updates, remodeled kitchen, flooring, and natural light because those are strong selling features and balance out the acreage/homestead features nicely.

3887 N Reed Road, Chino Valley
$455,900
3 Beds ⋅ 2 Baths ⋅ 7072451 MLS ⋅ 1,287 SqFt.
Discover this charming 3 bedroom, 2 bath gem--an exquisite blend of cabin and cottage design that exudes adorable appeal. Situated on a flat summit overlooking the valley, this home offers breathtaking panoramic views of the Arizona skies from the spacious front deck. This property is the ideal retreat for embracing nature in the ideal climate and enjoying privacy, while still being conveniently close to local amenities. It also would be the Ideal home to use as an Airbnb investment or summer home. The flat area below is perfect for equine pursuits, complete with a tack room. The property includes three storage sheds, a well house, and ample space for RV parking. Don't miss the opportunity to make this exceptional property your private sanctuary.

4172 N Rocky Top --, Chino Valley
$450,000
2 Beds ⋅ 2 Baths ⋅ 7072138 MLS ⋅ 1,410 SqFt.
Set on 2.23 level, fully fenced acres directly across from wide-open state land, this extensively updated Chino Valley ranch home looks out over pasture views that stretch all the way to Granite Mountain with no HOA and room for your horses. A brand-new roof, fresh exterior paint, new windows, and a new front door give the home a crisp first impression, while the covered front porch, low-maintenance gravel landscaping, and gated entries complete the curb appeal. A two-car attached garage and abundant off-street parking leave plenty of room for an RV, trailers, and toys. Step inside to a bright great room where vaulted ceilings, wide-plank hickory hardwood floors, and a large picture window framing the open rangeland create a warm and inviting gathering space, anchored by a wood burning fireplace framed in classic white tile. The fully remodeled kitchen features crisp white shaker cabinetry, granite countertops, and a full suite of new stainless steel Whirlpool appliances, including a smooth-top range, over-the-range microwave, dishwasher, and side-by-side refrigerator. A breakfast-bar peninsula offers casual seating, an additional wall of cabinetry with a granite serving counter adds generous storage and prep space, and the adjoining dining area opens through French doors to the covered back patio for seamless indoor-outdoor living. The split-bedroom plan places the primary suite in its own quiet corner providing a peaceful retreat with hickory floors, ceiling fan, and an ensuite bathroom with a glass-enclosed shower. The second bedroom enjoys views of the state land through a versatile office/flex room offering space for work, hobbies, or guests, and a full guest bath with a tub/shower combination sitting conveniently between them. New mini-split units in every room deliver efficient zoned heating and cooling year-round, while the dedicated laundry room adds cabinet storage and everyday convenience. Out back, brand new horizontal plank privacy fencing wraps a freshly landscaped backyard, where a covered patio with a tongue-and-groove wood ceiling overlooks clean gravel, a flagstone sitting area, and a mature shade tree, with a storage shed for tools and gear. Add a strong 14 gallon per minute private well, a paved and city-maintained road, and a location just minutes from the heart of Chino Valley, and this move-in-ready property delivers a rare blend of comfort, function, and true country freedom.

499 N Reed Road, Chino Valley
$499,000
3 Beds ⋅ 2 Baths ⋅ 7072109 MLS ⋅ 1,741 SqFt.
Welcome to Your Dream Home at 1289 Essex Way Captivating Elegance meets Energy-Efficient Luxury The Grand Living Spaces Step through the 8-foot raised doorways into an expansive interior boasting 9-foot ceilings, rounded cove wall edges, and premium plank wood-look tile flooring. The breathtaking Great Room anchors the home with its majestic vaulted ceilings and a stunning stone-work gas fireplace, complete with an auto-start feature, blower, stone hearth, and a custom wood mantle. Seamlessly entertain or relax as you open the massive 9-foot Atrium sliding doors--outfitted with vertical cellular shades--or enjoy the immersive experience of the built-in surround sound system. A Chef's Dream Kitchen & Dining The gourmet kitchen is a masterclass in style and functionality, featuring: Premium Cabinetry: Upgraded maple cabinets with added height, staggered tops, crown molding, a lazy susan, and a full refrigerator side wall.Countertops & Island: Pristine quartz countertops with rounded corners and a central kitchen island equipped with outlets at each end. High-End Details: Brushed nickel hardware, high sideways-mounted outlets, an expanded pantry with extra shelving, custom Allure transitional blinds, and premium Whirlpool appliances, including a gas range. The Ultimate Main Suite Retreat The primary bedroom is a sanctuary of comfort, plush carpeting, additional wall outlets, and a beautiful lighted window sitting area. Step into the spa-like Main Bath Area to find an extra-large lounging bathtub, upgraded maple cabinetry with double sinks and tall pivoting faucets, a raised-height toilet, and an upgraded massage showerhead. The huge walk-in closet includes custom additional shelving and a dedicated electrical outlet. Note for Pet Lovers: The entire main suite (bedroom, bath, and closet) features fully insulated interior walls, intentionally designed to provide a quiet, peaceful sanctuary from outside noises like thunder. Versatile Bedrooms & Dedicated Den. The Den: Tucked behind a privacy door, this flexible space features beautiful Pergo flooring and dual-switch upgraded lighting--perfect for a quiet home office or media room. Front Bedroom: Positioned on its own dedicated electrical circuit for optimal power management, complete with upgraded closet shelving. Middle Bedroom & Guest Bath: Features brand-new carpeting and quick access to the secondary bathroom, which boasts upgraded cabinetry, raised-height toilet, a raised massage showerhead, and enhanced over-tub lighting. An Outdoor Oasis Built for Entertaining The backyard is an absolute showstopper, fully enclosed by 6-foot plus private block-wall fencing and premium view fencing along the back to showcase the serene wash. The Patio: Relax under the oversized covered paver patio equipped with ceiling fans and lighting. Fire-Pit & Grilling: Gather around the massive stone gas fire-pit featuring built-in hearth seating, glass stones, and a decorative circular paver design. A dedicated flagstone and paver grilling area includes a direct gas line for your BBQ. The Grounds: Wander through a yard filled with mature fruit trees, lush bushes, an integrated irrigation system, and a raised-bed garden ready for planting. The Ultimate Smart & Organized Garage This is not just a garage; it's a hobbyist's haven. Fully insulated (including the garage door), it features a right-side bump-out wall for extra width, heavy-duty overhead storage racks, brilliant extra lighting, windows for natural light, a Bluetooth-connected opener, a secondary insulated attic space, and a dedicated outlet for an electric vehicle (EV) plug-in.Smart Home & High-Tech Efficiency Comfort & Utilities: Tankless hot water system, Nuevo soft water system, and an advanced ERV (Energy Recovery Ventilator) system coupled with central HVAC and a Nest thermostat. Security: Integrated security system, Ring doorbell, front/rear motion- detect lighting, and dawn-to-dusk porch lights.

1289 Essex Way, Chino Valley
$497,000
2 Beds ⋅ 2 Baths ⋅ 7068686 MLS ⋅ 1,116 SqFt.
Enjoy Elbow Room in Chino Valley AZ! This fully remodeled, energy-efficient home sits on two acres with no HOA, a private well, natural gas, underground electric, an RV hookup, and plenty of room for animals, hobbies, and future improvements. Remodeled down to the studs approximately eight years ago--including the roof--the home features granite countertops, recessed lighting, double-pane windows with UV coating, a tankless water heater, and spray-foam roof insulation for year-round energy efficiency. A separate pantry and laundry room provides additional storage and functionality. The home offers two bedrooms and two bathrooms. The primary suite features a walk-in shower, while the second bedroom has a sliding glass door providing direct access to the back patio area. The quality renovation and available acreage provide possibilities for a future addition, garage, or guest/in-law accommodations, subject to applicable permits and approvals. An example design is included in the listing photos. Outside, you will find a powered two-room workshop/hobby building, a 40-foot cargo container, RV hookup, fenced yard, and a hot tub--perfect for relaxing beneath the Northern Arizona sky. Full perimeter no-climb fencing with the exception of a portion of the pasture area plus a gated entrance. The pasture area on the west side offers additional space for animals or recreational use. Private, secure, and move-in ready, this is a rare opportunity to own an updated home on acreage with valuable infrastructure, versatile improvements, and room to grow--all conveniently located in the heart of Chino Valley. Seller needs close of escrow to not be before the first week of November.

920 Carolita Court, Chino Valley
$625,000
2 Beds ⋅ 2 Baths ⋅ 7068345 MLS ⋅ 1,475 SqFt.
Beautiful one-of-a-kind horse property situated on 2.5 acres in a highly desirable area of Chino Valley. This property is completely pipe fenced and offers amazing views with State Land located directly across the street, providing convenient access to wide-open spaces and outdoor recreation. The property features a barn with power, ideal for horses, livestock, storage, or workshop use. The barn also offers potential for conversion into guest quarters or additional living space, subject to applicable permits and requirements. The garage has been converted into a spacious family room and bar area, providing additional space for entertaining and gatherings. With usable acreage, a great horse setup, versatile improvements, beautiful views, and a desirable location. Don't miss out on this one!

1855 S Reed Road, Chino Valley
$670,000
4 Beds ⋅ 3 Baths ⋅ 7067596 MLS ⋅ 2,699 SqFt.
What if your next move gave you more space without giving you more work? Tucked into desirable Highlands Ranch in Chino Valley, this beautifully updated home offers the quieter pace and breathing room you've been looking for, without spending your weekends maintaining acres of land. Inside, nearly 2,700 square feet gives you plenty of room to spread out. At the center of it all is a beautifully updated kitchen with new cabinetry, lighting, and ceramic tile floors, opening directly into a separate family room with a fireplace. An additional front living space gives you even more flexibility for dining, entertaining, conversation, or simply finding a quiet corner of your own. The spacious primary suite has its own sliding glass door leading directly to the backyard, and this is where the home may surprise you most. Instead of acres of property waiting to be maintained, you get an established outdoor space that's actually ready to enjoy. Mature fruit trees, a greenhouse, covered patio, and gated side yards give you room for pets, gardening, storage, entertaining, or simply sitting outside and enjoying a Chino Valley evening. Four bedrooms with walk-in closets, generous living spaces, a three-car garage, and a roof replaced in 2022 give you the space you wanted to move for, without taking on more property than you actually want to maintain. Trade traffic and city noise for open skies, quieter evenings, and a little more room to live, while keeping Prescott's restaurants, shopping, events, and historic downtown within easy reach. More house. Less to maintain. And a backyard you can spend your weekends enjoying instead of working on. The kitchen will get your attention. The backyard might be what makes you stay.

1535 E Yorkshire Avenue, Chino Valley
$550,000
3 Beds ⋅ 2 Baths ⋅ 7058145 MLS ⋅ 1,755 SqFt.
Welcome to desirable Vista Grande Estates, where country living meets convenience just minutes from Prescott! This beautifully maintained 3-bedroom, 2-bath home sits on a level 1-acre lot with breathtaking Granite Mountain views. Inside, you'll love the open floor plan featuring tile flooring, fresh interior paint, stainless steel appliances, and a spacious primary suite with walk-in closets, a soaking tub, and a separate shower. Step outside to enjoy the raised patio with pergola, mature easy-care landscaping, and plenty of room for RVs, trailers, and all your toys. Complete with an oversized 3-car garage, two storage sheds, and a private well, this property offers the space, comfort, and freedom you've been looking for in one of Chino Valley's most sought-after neighborhoods with minimal $100.00 annual HOA in place to keep from having bad neighbors. What more could you ask for!?

762 Willow Lane, Chino Valley
$610,000
3 Beds ⋅ 2 Baths ⋅ 7051719 MLS ⋅ 2,752 SqFt.
Welcome to your peaceful high-desert retreat at 1375 E New York Place, a charming single-level country home nestled on a spacious, fully fenced 1.16-acre lot with panoramic views of the valley and the stunning San Francisco Peaks. This inviting 3-bedroom, 2-bathroom, 2,153-square-foot home features an open-concept floor plan and a grand brick fireplace serving as the heart of the home. The massive chef-ready kitchen boasts abundant Corian counter space, endless cabinet storage, and stainless steel appliances, while the oversized master suite offers a large walk-in closet and a spacious bathroom with Two showers. Flexible bonus spaces are perfect for a game room, craft room, or office, supplemented by a dedicated laundry room with a utility sink. Outside, the horse-friendly property offers

1375 E New York Place, Chino Valley
$544,900
3 Beds ⋅ 2 Baths ⋅ 7050932 MLS ⋅ 1,502 SqFt.
This beautifully maintained single-story ranch, built in 2004, offers 1,502 square feet of comfortable living on a full one-acre parcel. The home features both a private well and city water -- the well is primarily used for drip irrigation to keep those beautiful gardens thriving. Outside is an absolute paradise -- a stocked pond with fish and a beautiful waterfall, a relaxing hot tub, gorgeous flower gardens in both the front and back, and plenty of space to enjoy it all. Inside, you'll love the cozy pellet stove for supplemental heat, plus a whole-home fire suppression system for added peace of mind. Perfect single-level home with incredible outdoor living on a full acre. Come see it for yourself!

600 Homestead Mesa Drive, Chino Valley
$385,000
3 Beds ⋅ 2 Baths ⋅ 7048950 MLS ⋅ 1,569 SqFt.
Welcome to your dream high-desert retreat in beautiful Chino Valley! Situated on a premium 1.08-acre lot, this beautifully updated 3-bedroom, 2-bathroom Cavco home offers 1,569 square feet of modern, move-in-ready comfort. Every detail has been meticulously refreshed, boasting a brand-new roof, fresh interior and exterior paint, and stunning new flooring throughout. The heart of the home features an upgraded kitchen perfect for home chefs, alongside beautifully modernized bathrooms. Step outside to your expansive acreage and take in the panoramic, breathtaking mountain views that truly define Arizona living. With plenty of space for your horses, toys, or a future workshop, this rare gem seamlessly blends open country freedom with stylish, contemporary living.

2400 N Mohawk Trail, Chino Valley
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