Sedona Homes with FHA New Financing

Sedona Homes with FHA New Financing

Welcome to Sedona, Arizona – a breathtaking gem nestled amidst the stunning red rock formations of the Coconino National Forest. Known for its vibrant arts scene, spiritual vortexes, and outdoor adventures, Sedona is more than just a picturesque destination; it’s a place where nature and community harmoniously intertwine. With its mild climate and an abundance of sunshine, Sedona offers year-round opportunities for hiking, biking, and exploring the natural beauty that surrounds this enchanting city.

For those looking to call Sedona home, the real estate market is as dynamic as the landscape itself. Whether you’re seeking a cozy adobe-style home, a modern retreat, or a luxurious estate with panoramic views, there’s something for everyone in this captivating locale. What’s more, many homes in Sedona qualify for FHA financing, making the dream of homeownership more accessible than ever. With FHA loans, buyers can benefit from lower down payments and more flexible credit requirements, paving the way for a smoother transition into your new Sedona abode.

Imagine waking up to the stunning views of Cathedral Rock or enjoying serene sunsets from your own backyard. With the help of FHA financing, your dream home in Sedona is within reach. This vibrant community not only offers a rich tapestry of culture and nature but also a welcoming environment where families and individuals can thrive. Explore the possibilities of owning a piece of this enchanting paradise and embrace the Sedona lifestyle today!

Newest Sedona Homes with FHA New Financing

$1,795,000
3 Beds ⋅ 4 Baths ⋅ 7080713 MLS ⋅ 2,944 SqFt.
MUST SEE! Imagine your private retreat bordering Nat'l Forest on 3 sides, endless trails, spectacular red-rock views. Up a private drive on 1.92 acres, quality stunning custom one story home, craftsmanship, luxury, comfort & livability. Walls of glass, open & spacious, skylights and solar tubes, chefs dream kitchen, natural cherry cabinets, granite countertops, wine cooler built into huge stacked-stone red-rock wall with wbfp. 2+2 baths, 3 Bdrms,walk-in closets, Birdseye Maple cabinetry, Jacuzzi tub & steam shower. Tiered ceilings w/LED starlight effect, infinity door with elec screen & shade. Furnace and/or heated travertine flrs. metal roof, 56 solar panels, tankless H2O heater. Walled front yd, elec gate, iron front drs, storage. Studio/office/casita. Stone & metal artwork, RV parking

40 Wanderings End Lane, Sedona
$689,000
3 Beds ⋅ 2 Baths ⋅ 7080628 MLS ⋅ 1,519 SqFt.
Welcome to 60 Rim Trail Drive, a beautifully refreshed 3-bedroom, 2-bathroom single-story retreat in Sedona's desirable Village of Oak Creek. This 1,519-square-foot home seamlessly blends contemporary Southwestern charm with a suite of valuable recent upgrades, including brand-new premium tile flooring, stylishly updated master vanities, and a new high-efficiency washer and dryer. Combining modern aesthetics with long-term peace of mind, the property also boasts fresh exterior paint and a new water heater installed in 2022. Step inside to experience an abundance of natural light and vaulted ceilings, or head out to the fully fenced backyard to take in spectacular, direct views of Castle Rock. Situated on a peaceful 0.3-acre lot complete with a 2-car attached garage, this move-in-ready gem places you just moments from championship golf, local dining, and iconic red rock hiking trails

60 Rim Trail Drive, Sedona
$499,950
2 Beds ⋅ 2 Baths ⋅ 7080211 MLS ⋅ 1,068 SqFt.
Excellent 2-bedroom with 2-bathroom unit. This gated community known as Canyon Mesa CC is highly respected and beautifully maintained. The unit is also a successful Short-term Rental. The HOA dues include golf, pool, tennis courts, pickleball, trash pickup, exterior maintenance and landscaping. Located conveniently in the Village of Oak Creek, Sedona, close to restaurants, shops, 3 golf courses, hiking, and biking trails. Very nice unit with outdoor patios in the front and back. This unit is ideal to use as a short-term rental with strong financials. It is being sold fully furnished, making it a turnkey property. The home also has a garage. Easy to show.

64 Padre Drive, Sedona
$900,000
3 Beds ⋅ 2 Baths ⋅ 7080057 MLS ⋅ 2,052 SqFt.
Privately positioned on a quiet, desirable cul-de-sac, this beautifully refreshed three-bedroom home captures the essence of the Sedona lifestyle with stunning views of Courthouse Butte and Bell Rock from the primary suite and private hot tub. Thoughtfully updated and move-in ready, the home combines Southwestern character with tasteful modern finishes and inviting indoor-outdoor living. Fresh paint throughout the home and a new natural-tone wood-composite flooring in the primary bedroom and one guest room create a clean, elevated feel. Soaring ceilings enhance the spacious great room, centered around a wood-burning fireplace with a tile surround that adds warmth and distinctive Southwestern character. The adjoining dining area provides a comfortable setting for both everyday meals and entertaining. The well-appointed kitchen features rich solid-wood cabinetry, abundant storage, a generous dining island, and new stainless-steel appliances. The spacious primary suite offers a private retreat with a large walk-in closet and an ensuite bath featuring a generous double vanity, garden tub, and step-in shower. Beyond the interiors, the landscaped grounds create a peaceful and private outdoor sanctuary framed by mature junipers and established plantings, including fruit-bearing fig trees, blackberry bushes, and jasmine vines. Unwind in the hot tub while taking in the iconic red rock surroundings, or simply enjoy the serenity and privacy of this exceptional setting. A two-car attached garage with a gleaming epoxy floor and fresh paint adds convenience and function. Offering red rock views, privacy, a coveted cul-de-sac setting, thoughtful updates, and an effortless connection to the outdoors, this is a distinctive Sedona property ready to enjoy.

150 Bent Tree Drive, Sedona
$1,475,000
3 Beds ⋅ 3 Baths ⋅ 7078978 MLS ⋅ 2,065 SqFt.
Wake up to Sedona's magic and unwind with Elephant Rock framed by your living room windows. Set in the coveted Chapel area, this Chapel Modern Beauty pairs striking modern architecture with warm, designer interiors by Sherry Engle of Reverie West from Phoenix. Built in 2022, this 3BR, 3BA retreat offers soaring ceilings, a statement gas fireplace and a covered outdoor living area with a second gas fireplace for evenings under the stars. Offered furnished, right down to plates and silverware, it's an inviting primary residence, second home or potential short-term rental. Nearby hiking and biking trails, the iconic Chapel of the Holy Cross, and easy access to Uptown and the Village of Oak Creek place Sedona's scenery and experiences within easy reach. (Some personal items & art are excluded) Inside, approximately 2,065 square feet of single-level living blend clean lines, concrete floors and abundant natural light. The kitchen features custom soft-close cabinetry, open shelving, soapstone countertops and backsplash, a walk-in pantry, reverse osmosis drinking water, and a brand-new, never-used gas range. A spacious laundry room adds practical storage. Two bedroom ensuites provide flexibility for owners and guests. The primary suite has a separate rear entrance, while the secondary suite features a roll-in shower. A third bedroom and full guest bath with a soaking tub round out the layout. No stairs inside or out make everyday living effortless. Thoughtful construction includes 2x6 framing, spray foam insulation, a metal roof, solid-core 8-foot doors and Milgard windows and glass doors. The extended two-car garage features an installed EV charger. Additional conveniences include hot water recirculation, a water softener, Nest thermostat, Ring doorbell, keyless entry keypad, and pre-wiring for solar and a spa. No HOA. Buyers to verify short-term rental capabilities.

105 Starlite Drive, Sedona
$699,000
3 Beds ⋅ 2 Baths ⋅ 7078892 MLS ⋅ 1,740 SqFt.
Turnkey Sedona without the usual strings attached. Set in the Village of Oak Creek, this fully furnished 3-bedroom, 2-bath home offers 1,740 sq. ft. of updated, flexible living with no rental term restrictions--giving you the freedom to enjoy it as a full-time residence, lock-and-leave Sedona retreat, or investment property. Bright and inviting, the open-concept interior features new flooring throughout, updated contemporary baths, and a refreshed kitchen with stainless steel appliances. A generous bonus flex space creates room for a second lounge, game room, office, or guest retreat, while the third bedroom is thoughtfully positioned for added privacy. Outside, enjoy low-maintenance landscaping, covered parking, and relaxing outdoor living space. The Village of Oak Creek location puts world-class golf, hiking, dining, shopping, and Sedona's iconic red rocks close at hand, while convenient access to I-17 makes day trips to Phoenix or Flagstaff easy. Fully furnished. Turnkey. Flexible. Move in, lock up, rent out, or settle in--this is Sedona living with options!

35 Palo Verde Circle, Sedona
$1,350,000
3 Beds ⋅ 3 Baths ⋅ 7078860 MLS ⋅ 2,235 SqFt.
Designer-quality finishes define this beautifully remodeled 3-bedroom, 3-bath custom home in Foothills South. Every detail has been thoughtfully updated, creating a sophisticated blend of modern luxury, comfort, and effortless indoor/outdoor living. Single level floor plan with no stairs. The interior showcases custom cabinetry, stunning waterfall countertops, premium stone surfaces, designer lighting, luxury plumbing fixtures, and a high-end appliance package. Upgraded windows and doors bring in abundant natural light while enhancing the connection to the surrounding Sedona landscape. The custom primary suite provides a private and refined retreat, while the thoughtfully designed living spaces flow seamlessly outdoors. 3 large decks overlooking Sedona's stunning red rocks. Exceptional native landscaping creates an inviting setting for entertaining, relaxing, and enjoying Sedona's distinctive beauty. Updated mechanical systems provide peace of mind, while the extensive remodel delivers the quality, style, and functionality expected from a truly turnkey luxury home. There's a bonus room/storage in the basement crawlspace. This location is incredibly private, yet moments from the heart of everything Sedona has to offer. Access to world class hiking and biking trails from your door! A rare opportunity to own a fully remodeled custom home in one of Sedona's most desirable neighborhoods.

365 Foothills South Drive, Sedona
$689,000
3 Beds ⋅ 4 Baths ⋅ 7078735 MLS ⋅ 2,515 SqFt.
Three EN-SUITE BEDROOMS, including a private MAIN-LEVEL SUITE, make this spacious Las Piedras home a rare find in the Village of Oak Creek. Tucked at the end of a quiet cul-de-sac, this 3-bedroom, 3.5-bath residence offers an exceptionally flexible floor plan, equally well suited for full-time living or as an easy lock-and-leave second home, with wonderful privacy for family and guests. Cathedral ceilings create a wonderful sense of volume in the main living area, with an open-concept layout connecting the living and dining spaces to a private patio. The spacious upstairs primary suite includes a generous sitting area with room for reading, yoga, a home office, or simply relaxing, while the second upstairs suite enjoys beautiful RED ROCK VIEWS with Bell Rock framed in the distance. Designed for an easy lock-and-leave lifestyle, the home also offers main-level laundry, direct garage access, and HOA-MAINTAINED EXTERIOR, including roof and stucco, along with access to the community's seasonal pool and spa. Golf, dining, Clark's Market, fitness centers, and miles of scenic hiking and biking trails are all just minutes away. With its three-suite floor plan, quiet cul-de-sac setting, red rock views, and convenient Village of Oak Creek location, 55 Corte Banca offers a special combination of versatility, privacy, and easy Sedona living. Come experience it for yourself.

55 Corte Banca --, Sedona
$749,000
3 Beds ⋅ 3 Baths ⋅ 7078191 MLS ⋅ 2,760 SqFt.
Rarely does an end unit come with this much privacy or this view. Wake up to Thunder Mountain and Coffee Pot framing your mornings, in a home that has already done the work for you: a complete kitchen and bath renovation, all-new windows, solid wood interior doors, a re-framed and refinished front entry, and bamboo flooring in bedrooms (upstairs) The living room's recessed lighting sets the stage for a glass electric fireplace with a heat setting and color-changing light, the kind of detail that turns an ordinary evening into an occasion. Upstairs, every room carries the same refined, move-in-ready feel. Sellers are licensed Arizona Realtors.

10 Calle Del Medio --, Sedona
$1,950,000
3 Beds ⋅ 3 Baths ⋅ 7077826 MLS ⋅ 2,972 SqFt.
Wrapped in windows and set on 0.65 acres in a gated, private section of West Sedona's Thunder Mountain Ranch, this organic modernist home was architect-designed and custom-built in 2016 to showcase views from every room. Walls of glass sweep around corners to stacked stone columns, blurring the line between indoors and outdoors. A highly functional floorplan flows across 2,972 square feet, with 3BR/2.5BA, a flex room, separate morning and afternoon outdoor decks for four-season outdoor living, and exceptional storage at every turn. Welcome to 15 Rawhide Drive. Step through the front door and the red rocks come to meet you. Twenty feet of floor-to-ceiling glass stretches across the great room with views of Little Sugarloaf and Fay Canyon, close enough that the light changes with them all day. Enjoy the warmth of the open gas log fireplace on a winter day. Open two banks of eight-foot sliding glass doors nearby to take in the sound of birdsong and the fresh smell of juniper and piñon pine. This gracious room is sized for comfortable seating, with an entertainment center adjacent to the fireplace. Gather in the dining room, where abundant space welcomes a full table, and a lit alcove ceiling softly glows overhead. Step straight out to the adjacent deck to enjoy al fresco dining, with BBQ space nearby. Enjoy sunny mornings here in the winter, and cool shade on summer afternoons. Bathed in light from its own wall of glass and wrap-around windows, the chef's kitchen checks every box. Cook with Thermador professional-grade appliances, spread out across a large center island with wrap-around counter seating, and take advantage of abundant counter space, a separate prep sink, and filtered water at both sinks. Solid wood cabinetry with soft-close drawers and doors, under-cabinet lighting with hidden power outlets, and a walk-in pantry round out a kitchen truly designed with cooking in mind. The owner's suite is a view-filled oasis of serenity. Wake up to views through more floor-to-ceiling windows that wrap around corners, and take in the morning light as it shines on Little Sugarloaf. Linger in a sitting area here to watch the light as it plays across the rocks. The views continue into the owner's bath, where you'll find double vanities with in-drawer power, a walk-in shower, private water closet and generous linen storage. Step through pocket doors just off the primary bath into a flex room highlighted by two walls of panoramic windows. Use it as an exercise room today, or reimagine it as an office, a yoga studio, or even a wellness suite with space for a sauna and cold plunge. The owner's suite finishes off with a large, well-designed walk-in closet, featuring multiple stacks of drawers, abundant hanging space and shelving. The guest wing of the home is preceded by a convenient home command center with a roomy desk, generous cabinetry and shelving. Nearby, the home's half-bath makes its own statement, with an Onyx stone counter glowing from below to cast a soft, dramatic glow for guests. The home's two additional bedrooms are located down an art gallery corridor bathed in light from overhead skylights. These two bedrooms share a guest bath that features double vanities, a spacious tub/shower and a private water closet. The home's laundry center is conveniently located near the owner's suite and guest room corridor, directly off the garage. Enjoy natural light from corner windows at the laundry sink. Find plenty of folding space on multiple countertops. Tuck everything away in the abundant cabinetry storage. There's also room here for a full-size refrigerator or dedicated wine cooler. The 655-square-foot garage is 27 feet deep and offers plenty of space to hold bikes, hiking gear and everything else Sedona life collects. This remarkable home was designed by architect Paul Overman and built by Buddy Rhodes. It is located in one of the coveted gated sections of Thunder Mountain Ranch, just a short walk up to the community green space and covered ramada. Take in glorious sunrises and spectacular sunsets from this private park, where 360-degree red rock views stretch out for miles from the highest points in the subdivision. Thunder Mountain Ranch is a 90-acre upscale residential community of 119 lots, featuring abundant protected green space and bordering National Forest land. You're a 10-minute walk from your front door to world-class hiking at Sedona's Thunder Mountain Trailhead, and within a five-minute drive of four grocery stores, numerous restaurants, shopping, theaters and more. Come experience the best of West Sedona luxury living -- request your exclusive preview today.

15 Rawhide Drive, Sedona
$3,299,000
5 Beds ⋅ 5 Baths ⋅ 7077660 MLS ⋅ 4,097 SqFt.
The Red rock views are only the beginning: with nearly an acre, a separate guest casita, multiple living spaces, and architecture that feels completely at home in its surroundings. Set on approximately 0.84 acres in Indian Trails, this custom residence offers privacy, mature landscaping, and expansive views that shift throughout the property. The home was originally built in 2001 by John Griffin of Sedona Custom Homes, who returned in 2010 for an extensive remodel and expansion that included the kitchen, dining room, family room, billiards room, rooftop deck, and detached oversized garage. All art and furniture minus a couple family items are included in the price so you can move right in! The approach sets the tone immediately. A wide paver driveway leads through established native landscaping to a gated courtyard entry, where the home begins to reveal itself in layers rather than all at once. Warm stucco, substantial wood doors, exposed beams, Saltillo-style tile, and large windows give the interiors a strong sense of place without feeling overly themed. Inside, the floor plan is generous and comfortable, with multiple areas to gather, entertain, work, or simply spread out. The kitchen connects easily to the dining and family rooms, creating a natural hub for the home, while additional living spaces allow everyone to have their own corner when they want it. The former billiards room has been converted into an additional bedroom and bathroom, giving the main residence even more flexibility. The rooftop deck is one of the property's most memorable features. From here, the view opens across Sedona's red rocks and surrounding landscape, creating an incredible place for sunrise coffee, sunset, or stargazing. Additional patios and outdoor spaces offer different perspectives throughout the day. The primary suite feels private and calm, with large windows that bring in the surrounding landscape. The bath includes a spacious soaking tub set below corner windows, with trees and red rock visible beyond. Separate from the main residence, the guest casita adds another layer of usability. Converted from the detached garage by the current owners, it offers private accommodations for guests, extended family, an office, or studio, while still retaining an attached garage. The outdoor spaces are equally well considered, with a private hot tub, fenced dog run, mature landscaping, multiple patios, and quiet areas to sit and enjoy the setting. The property feels substantial without feeling formal, and private without feeling closed off. The current owners have also completed a long list of improvements, including a new larger septic system, exterior repainting, roof resealing, an updated alarm system, added window coverings, a new kitchen faucet, a new wood beam above the entry, a dog door through the exterior wall and additional maintenance and cosmetic work. The home is served by two forced-air gas heating systems with separate zones. The hot water heater was replaced approximately one year ago, and Starlink is currently used for internet service. Indian Trails is a small community of approximately 32 homes, with annual HOA dues of approximately $75 and a 30-day minimum rental restriction. With approximately 3,533 square feet, a guest casita, multiple living areas, rooftop deck, private outdoor spaces, and some truly special red rock views, this is a home with a lot more personality than a typical luxury property. It feels established, comfortable, and unmistakably Sedona.

350 Navajo Trail, Sedona
$2,000,000
3 Beds ⋅ 4 Baths ⋅ 7077468 MLS ⋅ 2,704 SqFt.
Experience brilliant architecture and the full panorama of Sedona's famous red rock views on 1.61 private acres in prestigious Cup of Gold Estates, off Sedona's famed Red Rock Loop and within walking distance of Oak Creek. Created by award-winning Design Group Architects, this three-bedroom, three-bath home offers 2,750 square feet of living space. Multiple decks provide outdoor living and dining space that seamlessly blend into the home, ideal for year-round living in Sedona's four-season climate. Welcome to 110 Century Road. Follow the sound of falling water along the entry path, where a three-tiered water feature cascades beside the outdoor living and dining room. This covered space is surrounded by a misting system for cool summer days - the perfect spot to soak in iconic views of Cathedral Rock, Mogollon Rim, and the Seven Warriors. Walk out to the open deck, where the views wrap around and the night sky opens wide above Sedona's dark-sky country. Inside, you'll find a home with rich textures, exotic finishes, and curated design at every turn. African rosewood and zebrawood kitchen cabinets, Tanzanian onyx countertops, earth-colored soycrete and bamboo floors, cut stone walls, tongue-and-groove wood ceilings, and ultra-smooth Venetian plaster combine in a symphony of perfect harmony. Curl up in the living room by the wood-burning fireplace with a good book, or watch the setting sun light the red rocks on fire. A few steps away, the artist's corner waits for whatever stirs your creative soul - painting, playing music, or gazing through the telescope at starry skies. The home's dining room, flanked by richly textured cut stone walls, offers views through a wall of windows that perfectly frame Cathedral Rock. Nearby, the kitchen offers a master class in design. Custom cabinets by Mike Bartell feature Douglas fir and zebrawood. Two raised bars display exotic wenge (African rosewood) and a live-edge juniper top. Overhead, a glass-framed bar offers both beauty and function. Prep dinner at the farmhouse slate sink while south light pours through the window above it. A suite of oiled-bronze JennAir appliances completes this extraordinary space. The staircase serves as a centerpiece in the home. A hand-blown glass chandelier hangs overhead, while a custom wenge-and-bronze railing traces the curved wall down to the home's lower two bedrooms. The primary bedroom carries a subtle Asian influence, with bamboo flooring, custom shoji screen doors, and a walk-in closet fitted with two built-in Douglas fir and wenge dressers. Step into the primary bath, where a wall of glass is set directly into the surrounding stone and the shower feels like bathing in nature itself. Douglas fir and wenge cabinetry, double Stone Forest sinks, copper waterfall faucets, Tanzanian onyx countertops, and a jetted Japanese soaking tub wrapped in windows complete this striking, sensory-filled bath. The second ensuite bedroom is tucked on its own side of the home, with bamboo floors, tongue-and-groove wood-beamed ceilings, and an ensuite bath that features a handmade sink, live-edge juniper counter, and copper fixtures. The home's third ensuite bedroom is back on the upper level, across the covered outdoor living room. Here, you'll find a 400-square-foot space that features African slate floors, tongue-and-groove wood ceilings, custom wenge and Douglas fir shelving, and a well-equipped bath with double vanities and a large walk-in shower. Walk down from the main deck onto rock paths that pass a kiva fireplace on the way to the home's lower-level outdoor deck. Spa time starts in the Sundance hot tub. Sweat it out in the Finlandia sauna house, then rinse off in the nearby outdoor shower. From here, it's a couple of minutes' walk across community-shared land down to the banks of Oak Creek. This home is an oasis in the high desert. Secluded and private. Connected to the land yet elevated above the treetops. There is even the ability to have horses here, with a small, covered corral and outdoor storage building. There are two potential site options for a guesthouse on the property, if desired. No HOA, STR possible, buyer to verify. 110 Century Road is a one-of-a-kind property that will make a lasting impression. Impeccable design stands the test of time, and this masterpiece is no exception. ----- 110 Century Road Features of Note ----- Whole House Security System with monitoring Lutron lighting with dimmers throughout Central vacuum Dark sky lighting on driveway and pathways on remote Doors and windows with screens Handmade bronze radiator vents Soycrete and Bamboo flooring Natural Woven Shades + Blackout shades Sonos sound system Breezeway Outdoor living room and dining space 3 skylights Kitchen Jennair oiled bronze appliances Juniper live-edge wood raised bar Wenge live-edge wood raised bar Mike Bartell custom cabinets in douglas fir, wenge (African rosewood), and Zebrawood Stone Forest farmhouse slate sink with disposal and instant hot water Living Room & Dining Room Ultra smooth Venetian plaster walls Custom wenge bar with hidden zebrawood cabinets (between kitchen & dining room) Wood burning fireplace Powder Room Skylight that opens Custom lighting Stone Forest pedestal sink Primary Suite Custom shoji screen doors Custom walk-in closet with 2 built-in dressers in douglas fir and wenge Tanzanian Onyx countertops Japanese soaking tub with 8 jets Pebbled stone tile shower with copper fixtures and glass Stone Forest Sinks Bedroom 2 Custom cabinets with live edge juniper top Handmade sink and tiles Detached Bedroom 3/office/studio African slate floor Mini-split heating and cooling Walk-in shower Double vanities Garage Epoxy flooring Large storage closet with shelving Additional storage/amenities Large, storage room, potential wine cellar with shelving located under breezeway deck Outdoor equine paddock Storage shed by corral Additional Parking 4-car additional upper parking area Lower Deck Features Sundance hot tub Finlandia outdoor sauna Outdoor shower Additional space Two potential site options for a guest house

110 Century Road, Sedona
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