Sedona Homes with Cash to Loan New Financing

Welcome to Sedona, Arizona, a breathtaking oasis nestled among the iconic red rock formations of the Coconino National Forest. Known for its stunning landscapes, vibrant arts scene, and spiritual ambiance, Sedona attracts visitors and residents alike who seek a harmonious blend of natural beauty and cultural richness. With over 300 days of sunshine each year, the city offers ample opportunities for outdoor adventures, including hiking, mountain biking, and exploring the mystical vortex sites that Sedona is famous for.

As you consider making Sedona your home, you’ll find a diverse range of properties that cater to various lifestyles and preferences. From charming adobe-style homes to luxurious estates with panoramic views, Sedona’s real estate market is as dynamic as its landscape. What’s more, the current financing environment is favorable for buyers, with options for cash to loan new financing available. This means that whether you’re looking to invest in a second home, a vacation rental, or a permanent residence, you have the flexibility to explore financing options that suit your needs.

Imagine waking up to the serene beauty of red rocks outside your window, with the vibrant community of Sedona just a stone's throw away. With its unique blend of outdoor adventure, artistic expression, and a welcoming atmosphere, Sedona is more than just a place to live; it’s a lifestyle. Embrace the opportunity to call this enchanting city home, where every day feels like a getaway. Explore your options today, and let the magic of Sedona inspire your next chapter!

Newest Sedona Homes with Cash to Loan New Financing

$789,000

3 Beds ⋅ 2 Baths ⋅ 7080348 MLS ⋅ 1,728 SqFt.

Step into a hidden pocket of Old Sedona, where mature trees, lush gardens and the quiet rhythm of nature create a sense of privacy that makes the outside world feel far away. Set within a private little hamlet near Oak Creek, this rare riparian property comes with grandfathered irrigation rights dating back to 1867. The single-level home features an easy split floor plan, covered outdoor living, mature gardens and a lovely pond that adds to the peaceful setting. With no HOA and nearly .60 acre, the property offers remarkable freedom and potential to expand the existing home or explore adding a guest house. A nearby Certified Hummingbird Haven reflects the abundant birdlife and natural habitat of this special area. Just 10 minutes from town, yet it feels like a true retreat. Enjoy nearby Enjoy nearby access to Crescent Moon Ranch and Pyramid Rock hiking area. With its privacy, historic irrigation rights, room to grow and lush surroundings, this is a rare opportunity to experience an older, quieter side of Sedona. Water to the home is provided by a shared well, while the property's historic irrigation rights support its garden like setting. Short term rental use may be possible; buyer to verify.

150 Disney Lane, Sedona

$610,000

2 Beds ⋅ 2 Baths ⋅ 7080223 MLS ⋅ 1,633 SqFt.

Welcome to 190 Rimrock Ride, where comfortable Sedona living meets Red rock surroundings. Located in the Village of Oak Creek, this spacious 2 bedroom 2 bathroom home offers 1633 sq ft of living space witha functional easy flowing floorplan. View of the Red Rocks and a large backyard. Close to restaurants and Clarks super market. Long term tenant in property.

190 Rimrock Ride --, Sedona

$499,950

2 Beds ⋅ 2 Baths ⋅ 7080211 MLS ⋅ 1,068 SqFt.

Excellent 2-bedroom with 2-bathroom unit. This gated community known as Canyon Mesa CC is highly respected and beautifully maintained. The unit is also a successful Short-term Rental. The HOA dues include golf, pool, tennis courts, pickleball, trash pickup, exterior maintenance and landscaping. Located conveniently in the Village of Oak Creek, Sedona, close to restaurants, shops, 3 golf courses, hiking, and biking trails. Very nice unit with outdoor patios in the front and back. This unit is ideal to use as a short-term rental with strong financials. It is being sold fully furnished, making it a turnkey property. The home also has a garage. Easy to show.

64 Padre Drive, Sedona

$900,000

3 Beds ⋅ 2 Baths ⋅ 7080057 MLS ⋅ 2,052 SqFt.

Privately positioned on a quiet, desirable cul-de-sac, this beautifully refreshed three-bedroom home captures the essence of the Sedona lifestyle with stunning views of Courthouse Butte and Bell Rock from the primary suite and private hot tub. Thoughtfully updated and move-in ready, the home combines Southwestern character with tasteful modern finishes and inviting indoor-outdoor living. Fresh paint throughout the home and a new natural-tone wood-composite flooring in the primary bedroom and one guest room create a clean, elevated feel. Soaring ceilings enhance the spacious great room, centered around a wood-burning fireplace with a tile surround that adds warmth and distinctive Southwestern character. The adjoining dining area provides a comfortable setting for both everyday meals and entertaining. The well-appointed kitchen features rich solid-wood cabinetry, abundant storage, a generous dining island, and new stainless-steel appliances. The spacious primary suite offers a private retreat with a large walk-in closet and an ensuite bath featuring a generous double vanity, garden tub, and step-in shower. Beyond the interiors, the landscaped grounds create a peaceful and private outdoor sanctuary framed by mature junipers and established plantings, including fruit-bearing fig trees, blackberry bushes, and jasmine vines. Unwind in the hot tub while taking in the iconic red rock surroundings, or simply enjoy the serenity and privacy of this exceptional setting. A two-car attached garage with a gleaming epoxy floor and fresh paint adds convenience and function. Offering red rock views, privacy, a coveted cul-de-sac setting, thoughtful updates, and an effortless connection to the outdoors, this is a distinctive Sedona property ready to enjoy.

150 Bent Tree Drive, Sedona

$379,900

7079613 MLS

Rare opportunity to own one of the last remaining vacant lots this close to the base of Thunder Mountain! With no active HOA and few restrictions, this property lets you bring your Sedona vision to life. No minimum square footage requirement opens the door to creating the smaller, intentional Sedona retreat you've been dreaming of, with potential for an ADU for guests, family, or rental use. Minutes from Amitabha Stupa & Peace Park, Sugarloaf, Chimney Rock, and Seven Sacred Pools, with world-class hiking and iconic red rock scenery right outside your door. A truly special location where nature, privacy, and the unmistakable energy of Sedona come together. Owner holds a FL real estate license.

100 Meander Way Unit ., Sedona

$685,000

3 Beds ⋅ 1 Baths ⋅ 7079549 MLS ⋅ 1,328 SqFt.

Artistically Designed Bungalow with Exceptional Potential in West Sedona! Discover a well-maintained 3-bedroom, 1-bath bungalow in the heart of West Sedona, offering an inviting opportunity for a first-time buyer, second-home owner, or investor looking to enter the Sedona market. With no HOA, buyers have added flexibility and fewer ownership restrictions. Recent updates include a new roof, owned Solar, whole house water filtration system, fresh interior paint, wood-look porcelain tile, wood blinds, upgraded stainless-steel appliances, and a Carrera quartz bathroom countertop. The spacious 15' x 22' heated and cooled third bedroom has its own private entrance and driveway, creating excellent flexibility for a private master suite, guest space, home office, or creative studio. The large 400-square-foot outdoor deck extends the living space and provides a comfortable setting for entertaining, relaxing, or enjoying Sedona's unique surroundings. Outdoors offers an oasis with mature shade trees, cactus garden, and patio surrounded by blooming shrubs. Storage shed is 16'x10', insulated and has skylights - would make an excellent workshop or greenhouse! Conveniently located within close proximity to hiking/biking trails grocery stores, health food markets, restaurants, and the movie theater, this property combines everyday convenience with the lifestyle that makes West Sedona so desirable. Whether you are purchasing your first single-family home, seeking a lock-and-leave second home, or looking for a property with renovation and rental potential, this home offers a strong foundation in one of Sedona's most accessible neighborhoods.

390 Coffee Pot Drive, Sedona

$2,779,000

3 Beds ⋅ 3 Baths ⋅ 7079052 MLS ⋅ 3,252 SqFt.

Welcome to what Southwest Modern means today in this stunning 3 bedroom 2.5 bath home with separate office, fitness/flex room and an additional guest space with separate entrance at just under 3300 square feet. The magic of this home begins long before you step through the front door. It starts the moment you turn onto your own private, winding driveway -- a graceful approach that offers ample parking while drawing you into your own secluded oasis. That first glimpse of the Red Rocks, vast and awe-inspiring, feels like a view reserved just for you -- your own exclusive refuge set on .83 of an acre backing to the National Forest Service. Framed by blooming flowers and the gentle trickle of the front fountain, the home seems to open its arms and welcome you in. A solid wood front door, fitted with an antique knocker and traditional bell, offers the first hint of the magic within. Step inside, and an antique Moroccan chandelier and hand-carved wood corbels draw the eye upward to a custom wood ceiling spanning the living room, dining room, and kitchen. The custom wood ceiling again appears in the primary suite -- just a few of the details that make this home one of a kind. Custom wood windows throughout the house frame nature at every turn, making the most of an extraordinary setting. Nearly every room enjoys unobstructed Red Rock views -- the living and dining rooms, the office, the primary suite, and two additional bedrooms all look out onto clear, uninterrupted scenery. Out front, the Red Rocks set the stage; out back, a private garden retreat continues that same sense of seclusion, backing directly onto protected parkland. Here, beauty meets function with six fruit trees -- apple, pear, apricot, fig, peach and pomegranate -- and a fenced garden area ready for growing your own fruit, vegetables and herbs, safe from wandering wildlife. This home strikes the rarest kind of balance -- offering everything you could want, without the weight of more than you need. It's made for entertaining, indoors and out, with room enough for family and guests, a place to move, a place to work, and quiet corners to simply be. And through it all, there's a warmth and intimacy that lets you take in Sedona's extraordinary views from the comfort -- and privacy -- of home. The current owner has meticulously and extensively modernized this home to be gentle on the senses while maintaining the essence of retreat chic. Some of the upgrades the owner has made include: New Stucco Two new HVAC systems Two new Water Heater New WaterFiltration system New flooring throughout. All new Pella windows and sliding glass doors with wood headers wood interiors, metal clad exteriors Custom wood ceilings with handmade corbels Entire interior painted New fireplace Complete kitchen upgrade with addition of custom cabinetry which includes an "appliance garage" Reconfigured and upgraded primary ensuite Updated guest bathroom All bedrooms have motorized black out shades Tesla charging station in 3 car garage New backyard fencing with strategic plantings to mask the fencing New and enlarged front paver courtyard with new front fountain All landscape and drip systems completely redone Additional landscape lighting Isn't it time to make your Sedona dream come true and Make Sedona Your Home? Sun Up Ranch does not have an HOA thereby allowing for short term rental opportunities.

99 Los Coyotes Trail, Sedona

$550,000

2 Beds ⋅ 3 Baths ⋅ 7079000 MLS ⋅ 1,360 SqFt.

Move-in ready 2 story Village Park townhome with red rock views seeks new owner! From the minute you enter, you will feel at home. All main living on first level with a powder room, views of Castle Rock and a private patio. The bright kitchen with GE stainless steel appliances (new in 2022) opens to the dining room & living room. Upgraded light fixture in the dining room with dimmer switch for you to adjust to your needs. Read a book in your favorite chair while enjoying the view of Castle Rock or cozy up to the wood-burning fireplace on chilly winter nights. Upstairs, the north facing primary suite has views of Courthouse Butte, Castle Rock and the top of Bell Rock with slider out to a deck. The en-suite south facing secondary bedroom has beautiful mesa views. A full size laundry area is is in the upstairs hallway. This unit is located near the end and has an attached single car garage with a fenced back patio and back door access directly to kitchen. The private outdoor patio is perfect for enjoying your morning coffee while watching the sunrise over the mesa. Newer water heater, AC condenser and roof.

155 S Canyon Diablo Road Unit 2, Sedona

$1,475,000

3 Beds ⋅ 3 Baths ⋅ 7078978 MLS ⋅ 2,065 SqFt.

Wake up to Sedona's magic and unwind with Elephant Rock framed by your living room windows. Set in the coveted Chapel area, this Chapel Modern Beauty pairs striking modern architecture with warm, designer interiors by Sherry Engle of Reverie West from Phoenix. Built in 2022, this 3BR, 3BA retreat offers soaring ceilings, a statement gas fireplace and a covered outdoor living area with a second gas fireplace for evenings under the stars. Offered furnished, right down to plates and silverware, it's an inviting primary residence, second home or potential short-term rental. Nearby hiking and biking trails, the iconic Chapel of the Holy Cross, and easy access to Uptown and the Village of Oak Creek place Sedona's scenery and experiences within easy reach. (Some personal items & art are excluded) Inside, approximately 2,065 square feet of single-level living blend clean lines, concrete floors and abundant natural light. The kitchen features custom soft-close cabinetry, open shelving, soapstone countertops and backsplash, a walk-in pantry, reverse osmosis drinking water, and a brand-new, never-used gas range. A spacious laundry room adds practical storage. Two bedroom ensuites provide flexibility for owners and guests. The primary suite has a separate rear entrance, while the secondary suite features a roll-in shower. A third bedroom and full guest bath with a soaking tub round out the layout. No stairs inside or out make everyday living effortless. Thoughtful construction includes 2x6 framing, spray foam insulation, a metal roof, solid-core 8-foot doors and Milgard windows and glass doors. The extended two-car garage features an installed EV charger. Additional conveniences include hot water recirculation, a water softener, Nest thermostat, Ring doorbell, keyless entry keypad, and pre-wiring for solar and a spa. No HOA. Buyers to verify short-term rental capabilities.

105 Starlite Drive, Sedona

$699,000

3 Beds ⋅ 2 Baths ⋅ 7078892 MLS ⋅ 1,740 SqFt.

Turnkey Sedona without the usual strings attached. Set in the Village of Oak Creek, this fully furnished 3-bedroom, 2-bath home offers 1,740 sq. ft. of updated, flexible living with no rental term restrictions--giving you the freedom to enjoy it as a full-time residence, lock-and-leave Sedona retreat, or investment property. Bright and inviting, the open-concept interior features new flooring throughout, updated contemporary baths, and a refreshed kitchen with stainless steel appliances. A generous bonus flex space creates room for a second lounge, game room, office, or guest retreat, while the third bedroom is thoughtfully positioned for added privacy. Outside, enjoy low-maintenance landscaping, covered parking, and relaxing outdoor living space. The Village of Oak Creek location puts world-class golf, hiking, dining, shopping, and Sedona's iconic red rocks close at hand, while convenient access to I-17 makes day trips to Phoenix or Flagstaff easy. Fully furnished. Turnkey. Flexible. Move in, lock up, rent out, or settle in--this is Sedona living with options!

35 Palo Verde Circle, Sedona

$2,750,000

4 Beds ⋅ 4 Baths ⋅ 7078890 MLS ⋅ 3,236 SqFt.

Walls of glass frame the Amber Cliffs' red rocks from every main living space in this architecturally refined, single-level home tucked behind the gates of Cross Creek Ranch, where Amber Cliffs are the art & the infrastructure matches the setting. Morning begins with light pouring across an open living area as the red rock formations shift from amber to rose outside the floor-to-ceiling windows. The infinity pool and spa extend that visual out to the horizon, blurring the line between designed space and ancient landscape. By evening, the same vantage becomes something else entirely, a private amphitheater of color that no interior finish can replicate. The one-level layout means everything flows: indoor living connects naturally to covered outdoor space, the fenced yard & a 4-car garage with dedicated workshop space. Whether the fourth bay serves as a studio, gym, gear storage, or overflow for a collection, it is simply there, ready. The garage alone represents a feature stack most Sedona properties cannot assemble. Built in 2008, the home carries excellent solar potential at 1,860 sun-hours annually, giving the next owner a strong foundation for energy management. Arizona's assessment structure means property taxes carry forward near current levels rather than resetting at sale, a rare ownership detail worth knowing. This is a home best experienced in person. The setting does the rest.

290 Cross Creek Circle, Sedona

$1,350,000

3 Beds ⋅ 3 Baths ⋅ 7078860 MLS ⋅ 2,235 SqFt.

Designer-quality finishes define this beautifully remodeled 3-bedroom, 3-bath custom home in Foothills South. Every detail has been thoughtfully updated, creating a sophisticated blend of modern luxury, comfort, and effortless indoor/outdoor living. Single level floor plan with no stairs. The interior showcases custom cabinetry, stunning waterfall countertops, premium stone surfaces, designer lighting, luxury plumbing fixtures, and a high-end appliance package. Upgraded windows and doors bring in abundant natural light while enhancing the connection to the surrounding Sedona landscape. The custom primary suite provides a private and refined retreat, while the thoughtfully designed living spaces flow seamlessly outdoors. 3 large decks overlooking Sedona's stunning red rocks. Exceptional native landscaping creates an inviting setting for entertaining, relaxing, and enjoying Sedona's distinctive beauty. Updated mechanical systems provide peace of mind, while the extensive remodel delivers the quality, style, and functionality expected from a truly turnkey luxury home. There's a bonus room/storage in the basement crawlspace. This location is incredibly private, yet moments from the heart of everything Sedona has to offer. Access to world class hiking and biking trails from your door! A rare opportunity to own a fully remodeled custom home in one of Sedona's most desirable neighborhoods.

365 Foothills South Drive, Sedona

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